Rakuten Rewards Program Review

About Rakuten Marketing:

Rakuten Marketing is a leading solution which helps marketers to succeed in their evolving role and achieve the full potential of digital marketing.

Offering an integrated solution, along with insightful and consultative partnerships, Rakuten Marketing delivers the tools that marketers need to grow their business.

Rakuten Marketing is a division of Rakuten Inc. (4755: TOKYO), one of the world’s leading Internet service companies.

The headquarters are in San Mateo, California, with offices in Australia, Singapore, Brazil, Japan, France, Germany, the United Kingdom and throughout the United States.

As Rakuten Marketing continues to evolve and lead the cost-per-sale and affiliate industry, this listing recognizes our commitment to providing publishers and advertisers with transformative solutions to meet their sales and campaign goals.

Marketers are in need of, targeted affiliate answers and the only way to achieve this is to form a close working relationship with advertisers and publishers around the world.

Rakuten continued focus on scale, client services and technical innovation is leading in the marketplace.

What’s the Smart Shopper?

The Smart Shopper is a blog from Rakuten that helps you save money on everything from home and fashion to electronics and travel.

Their all about getting you the best reward for your money with coupons, promo codes and discounts at stores you already use.

They will help you with tips on stacking your savings with Rakuten Cash Back and exclusive deals.

What Is Rakuten?

Rakuten is where you can get Cash Back for shopping at over 2,500 stores.

Becoming a member is free!

Stores pay Rakuten a commission for sending you their way, and Rakuten shares the commission with you as Cash Back.

Get paid every three months, plus earn a cash bonus when you join and shop.

Founded in 1998, Rakuten has paid members over $1 billion Cash Back.

How Does Rakuten Work?

Rakuten gets a commission from stores when you make a purchase, and instead of keeping it.

Rakuten share it with you.

Find the store on ebates.com, click “Shop Now” and shop like normal on the store site.

After you make an eligible purchase, you’ll earn Cash Back and get a check or PayPal payment every quarter.

How To Use Rakuten:

  1. Shop with Rakuten at your favorite stores
  2. Earn Cash Back on your orders
  3. Get paid by check or PayPal — no fees, no forms

How To Earn More Cash Back at Rakuten:

Rakuten Cash Back Button:

Never miss out on Cash Back!

Get their free browser extension to activate Cash Back directly at store sites.

The Cash Back Button even automatically applies the best coupons at checkout.

Rakuten App:

Shop on the go and earn Cash Back anywhere, anytime.

Get the free Rakuten App for iPhone, iPad and Android for access to App-exclusive deals.

Cash back

In-Store Cash Back:

You can shop in stores and earn the Cash Back.

Browse offers, link them to your credit card and shop like normal.

Cash Back Credit Card:

With the Rakuten Cash Back Visa® Credit Card, you can earn an extra 3% Cash Back1 on qualifying purchases through Rakuten and 1% Cash Back1 everywhere else Visa credit cards are accepted.

Refer a Friend:

If you love Cash Back, so will your friends!

Get cash bonuses for spreading the word about Rakuten.

The more you refer, the more you earn.

The Rakuten Influencer Program:

Join their influencer program and get rewarded for being a Rakuten ambassador.

Enjoy perks like a flat fee for every qualified referral, invites to exclusive events and more.


What Are The Benefits of The Rakuten Cash Back Visa Credit Card?

In addition to Rakuten Cash Back, you can earn an extra 3% Cash Back on qualifying purchases made through Rakuten and 1% Cash Back on non-qualifying Rakuten purchases and purchases made everywhere Visa credit cards are accepted.

The Rakuten Cash Back Visa Credit Card also offers no annual fee and zero fraud liability.

How Do I Earn Cash Back?

Use your Rakuten Cash Back Visa Card when shopping at Rakuten and earn an extra 3% Cash Back on qualifying purchases.

Use your Rakuten Cash Back Visa Credit Card everywhere else Visa credit cards are accepted and earn 1% Cash Back on your purchases and on non-qualifying Rakuten purchases.

Where Do I Find My Cash Back Information?

Track Cash Back earned via your Rakuten Cash Back Visa Credit Card and earned from shopping through Rakuten in your Rakuten account.

(Note: You need to sign in with your Rakuten password to access your account information.)

When Do I Get Paid Cash Back?

Rakuten sends you Cash Back quarterly, according to the schedule below.

If you’ve earned less than $5.00 Cash Back, we’ll carry that balance forward and wait to mail a Big Fat Check until your balance exceeds $5.00.

How Do I Get Paid?

Rakuten offers two ways to receive payment. You can view your Check Settings by visiting your Rakuten Account and choosing your payment method in Account Settings.

  • Check: We mail you a Check to the address that you have on file.
  • PayPal: We deposit your Big Fat Payment in your PayPal account.

Credit Card Companies:

The rewards, promos and services that make the difference

With so many credit card companies offering credit cards, the consumer market for credit cards has become one tough cookie to crack.

To stay competitive, credit card companies offer various extra services, rewards programs and promos that would lure consumers to sign up with their company.

Rewards program

Rewards Program:

Most credit cards have a some sort of rewards program running.

Rewards program in credit cards basically follow one set of principle.

The more you spend and the more you see your credit card, the more points you will get.

Often, there is a standard equivalent for every amount spent.

For instance, one point is given for every, let’s say, 10 dollars purchase.

The points can be accumulated and later exchanged for a product or cash, whichever is being offered.

Some banks even send out catalogs where their clients can see just what is being offered in exchange for their points.

Some credit card companies even allow for half points-half cash scheme provided that it will be charged to the account.

Rewards program is actually a great and effective way not only to lure customers into the program but also to keep them there.

What is more they are encouraged to use their credit cards as often as possible.

Discounts in establishments

Some credit cards offer discounts when used in partner establishments.

Some credit card companies even offer up to 20 percent discount.

This discount scheme can be usually found in credit cards that target a specific niche market.

For instance, if a credit card company hopes to target the young professionals, they would partner with establishments where these people usually shop or eat at.

Partner establishments can range from a measly ten to as many as 50 stores.

Zero Interest Promos:

To lure people to spend, credit card companies often tie up with establishments and offer zero interest for a specific time frame.

The client can purchase the item and be able to use it without paying for it immediately.

The purchase will reflect in the monthly statement after the zero interest period has ended.

This is often done with items that are very expensive such as tech gadgets, electronic equipment and house furnishings to encourage buyers to purchase item that they do not really need or are not so very necessary to their house.

Luxury items such as jewelry are also sometimes covered by this scheme.

Free Items:

Credit card companies often offer free items when a client decides to sign up with them.

Free items vary, depending on the type of account that a client will avail of and also depending on how high the credit limit is as well as the monthly income.

Gold card clients for example will get a much more expensive free items when they sign up while those that have signed up on regular accounts will often get regular items.

Waived Service Charges:

Credit card companies also reward their loyal customers, especially those who have reached a certain amount purchased in a year, by waiving some of the service charges that they incur.

For instance, customers who have good credit history with the credit card company need not pay for the annual fee.

The company automatically waives the fee so that the client will stay on with them.

Find the Right Reward Program for You:

But with so many options available, how do you know you’re getting the biggest bang for your buck?

The following tips will help ensure that you pick the right program for your needs.

Reap Your Rewards:

Select a reward program that doesn’t add an expiration date to your hard-earned points. If it does, make sure you know the date and use the points before you lose them.

Look for flexible rewards:

Avoid choosing reward programs that tie you into redeeming points only at specific vendors.

Look for more flexible options like FreeStyle Rewards, found online at www.freestylerewards.com.

It lets you build points by shopping online at more than 175 participating merchants.

You redeem your points for a debit card that can be used anywhere MasterCard is accepted, online or offline.

Click ‘n’ save. Select online shopping reward programs that provide gateway access to your most frequently visited stores.

You’ll find everything you need, save money while you shop and build points as you go.

Share the Wealth:

How would you like to make point donations to family, friends or charities?

Select a reward program that allows you to do so.Rewards program


Just like you would compare merchants prices, compare point-based reward programs by considering what’s important to you and determining which ones will fit your needs.

Would love to hear your thoughts about this post or this site in general.

I will answer all the comments on my website personally so drop me a line below if you have any affiliate marketing questions or comments.

I’m happy to help any way that I can.copywright

Kind Regards Shane.

Keep in mind that we may receive commissions when you click our links and make purchases.

However, this does not impact our reviews and comparisons.

We try our best to keep things fair and balanced, in order to help you make the best choice for you.


2 thoughts on “Rakuten Rewards Program Review”

  1. I’ll share this article to some of my friends and it’s gonna be helpful to them. Online businesses has been around for a while now and it’s been doing a really great job by helping people earn. It is very thoughtful of you to share this interesting and very resourceful information, if is very helpful to make and it’s been really useful.

    • Hello Uncle Bolt, 

      Thanks for the positive feed back. 

      Please share to all people interested in this topic. 

      All the best to you, Shane Lacey. 


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